What if My Insurance Only Pays for Cosmetic Repairs?

It is important to realize that while sinkholes can cause serious damage to properties, it is not only an inconvenience to the homeowner, but a serious problem. This damage is unsightly and can cause deep damage to the building itself – resulting in the need for costly and time-consuming repairs. In the state of Florida, many homeowners carry what is known as Sinkhole Insurance Coverage. This, however, does not mean that you will be able to receive the compensation that you need to deal with the damage.

In many cases, the insurance company will not acknowledge the depth of the issue that you have suffered from the sinkhole. This can cause them to belittle the damage and to reduce the amount that they should pay you – if they determine they should pay you at all. Beyond that, in some cases they will simply note that you suffered cosmetic damage and will offer you shallow, short-term fixes:

  • Replacing any broken tiles;
  • Grouting;
  • Repainting cracked walls;
  • Using topsoil; and
  • Repaving driveways

Unfortunately, these are considered cosmetic repairs and will only serve to fix cosmetic damage. This can make the home look as good as new, however, will do absolutely nothing to address the deeper issues at hand. It is for this reason that if you are considering filing a sinkhole claim that you do not hesitate to consult with an experienced Tampa sinkhole lawyer as soon as possible.

Experienced Lawyer for Tampa, FL Sinkhole Claims

At Robert Sparks Attorneys, we recognize just how difficult it can be to file a sinkhole claim and we remain fully committed to ensuring that our clients receive the high-quality representation that they truly deserve. Should you choose to work with our legal team, you will be able to rest assured knowing that we will go the distance in our efforts to helping you obtain the desirable outcome that you deserve.

To ensure you receive more than compensation for cosmetic repairs, do not hesitate to contact a Tampa sinkhole attorney from Robert Sparks Attorneys today.