Tampa Car Accident Attorneys
We’ve Recovered Millions for Auto Accident Victims
If you were involved in a crash and you or someone you love was seriously injured or fatally wounded, our firm can help you seek the compensation you deserve. Victims should never be expected to handle the financial burden brought upon them through ever-growing medical bills, rehabilitation costs, and any other damages that may have been incurred.
At Robert Sparks Attorneys, our Tampa car accident lawyers have dedicated their careers to providing injured victims with the experienced legal representation they need to secure the compensation they require to cover any medical bills and damages they incurred. Our firm has successfully recovered millions of dollars for clients in verdicts and settlements.
Call us at (813) 336-3348 today to speak with an experienced car accident lawyer in Tampa, FL about your case.
Recovery in Florida, a “No-Fault” State
Florida is a "no-fault" state when it comes to car accidents. This essentially means that a driver's own insurance policy will cover his or her injuries and property damage, without fault playing a role. There are exceptions, however, when a person is seriously injured.
Serious accidents allow victims to seek compensation from the party who is liable for the collision. This can prove invaluable for people suffering debilitating, life-changing injuries. Recovering compensation under these circumstances will vary depending on the case.
At Robert Sparks Attorneys, we understand the nuances of Florida law as it applies to car accident insurance claims and lawsuits. Armed with this knowledge, we help injured victims pursue maximum financial compensation from those responsible for their injuries.
Though Florida implements a no-fault system when it comes to traffic collisions, we know which exceptions apply and how to help our clients recover the money they need to begin rebuilding their lives.
Florida Auto Insurance Requirements
To legally drive in Florida, you must have insurance. The mandatory minimum is $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL). PIP insurance covers you if you are injured in your own car or as a passenger in another vehicle.
PIP coverage also protects you as a pedestrian or bicyclist if you are injured in a traffic accident. On the other hand, PDL insurance covers damage you or members of your household cause and are liable for in motor vehicle accidents.
Drivers in Florida also have the option to purchase bodily injury liability (BIL) insurance, though this is not required by law. This type of insurance pays for serious / permanent injury or death resulting from an accident that the policyholder has caused and is liable for.
$10,000 is not a lot when it comes to serious injuries, and if an at-fault driver does not have BIL coverage, this can place the victim in a difficult position when it comes to recovering fair compensation for his or her injuries. Fortunately, our firm knows how to approach these cases in such a manner as to pursue compensation from any and all possible sources.
Our firm can advise you of whether you are limited to PIP coverage or if your serious injuries allow you to seek compensation by way of a personal injury lawsuit.
Proving Fault for an Accident Causing Serious Injury
When a serious accident takes place, it is essential to find out why the crash occurred and who could be at fault. When you work with our firm, we can work with you to learn more about the circumstances surrounding the accident and determine the potential cause.
Some common causes of car accidents include:
- Drunk driving
- Driver distraction
- Drowsy driving
- Speeding/reckless driving
- Poor weather
- Dangerous road conditions
- Vehicle defects
Depending on the circumstances of the crash, there are several different parties who could be found liable for the resulting damage. In most cases, a driver is found responsible for the crash, which means they, or their insurance company, will need to pay the damages.
However, some car crashes might be caused by defective auto parts or vehicle malfunctions, in which case the manufacturer may be liable. Other potentially liable parties include construction site managers, trucking companies, or property owners.
What Steps Should I Take After a Car Crash?
Car accidents are some of the most stressful experiences anyone can face, but it’s important to do your best to keep a level head and focus on collecting the information you need to plan ahead. If someone else’s negligent actions caused the crash, it may be in your best interest to file a lawsuit to secure compensation to cover any damages you may have incurred.
The most important thing you need to prioritize is checking yourself for injury. No matter how minor, you should get yourself checked out by a doctor as soon as possible. This will help ensure you receive the treatment you need, as well as give you proof of injuries, which can be used to prove your case in court. Other items to collect and steps to take include:
- Your crash report: We can help you obtain a copy of your crash report by tracking down the law enforcement agency that took down your report. We can also compile other necessary information such as medical records and insurance information.
- File reports with the Bureau of Motorist Compliance: In Florida, when you are involved in a car accident, you will seek a final judgment from a Florida court (in your jurisdiction) against the party who caused your accident. Our firm can help you file these reports with the Bureau of Motorist Compliance to take action, for example, against a driver if they didn't have auto insurance or sufficient auto insurance.
- Communicate with your insurance provider: When we represent clients involved in automobile collisions, we can take on communication with your insurance company, as well as the other party's insurance company. We can make sure you report and submit information in the time allotted so that your case is not harmed by a technicality.
- Proof of insurance coverage: The Florida Department of Highway Safety and Motor Vehicles (DHSMV) will need to see your proof of bodily injury and property damage liability coverage. We can provide this and related information to the DHSMV.
If you think you may have a personal injury case, our firm is prepared to help. We understand how devastating car accidents can be and we want to help you and your family seek the compensation you are owed. Dealing with the aftermath of a car crash can be overwhelming and confusing, which is why having legal help during this difficult time is so essential.
Our auto accident attorneys in Tampa can work with you to determine the potential cause of the crash and recover compensation from the liable party to cover your medical expenses, pain and suffering, property damage, and loss of wages. Call our firm at (813) 336-3348 to learn more.
Contact Robert Sparks Attorneys for Help
Pursuing legal action after suffering a serious injury is important when your car accident was caused by the negligent actions of another driver, and it’s something you don’t need to pursue alone. Our Tampa car accident lawyers at Robert Sparks Attorneys understand what’s at stake, and will work with you to fight for the level of compensation you deserve.
Recovering a fair settlement or award does not have to be difficult. With experienced legal counsel on your side, you can get the money you need to rebuild. Florida may implement a no-fault system for auto accident claims, but we know when exceptions apply and can look to other sources of compensation as needed to protect our clients' interests.
To get started on your car accident case, call (813) 336-3348.