Are you properly insured? Understanding auto insurance can be confusing, especially if you purchase directly from a website, and not a representative. Most insurance companies in Florida offer a multitude of options including; bodily injury liability, property damage liability, and personal injury protection, to name a few.
One type of coverage of potentially major importance is Uninsured Motorist coverage. If you are in a car accident, and an at fault driver without insurance (or a hit and run driver) strikes your car, Uninsured Motorist coverage steps in and provides insurance to help cover the costs of an injury that you suffer. Uninsured Motorist insurance generally steps in and pays the difference between what the uninsured motorist can pay and what the injured driver would be entitled to as if the uninsured motorist had proper insurance.