PIP and Vehicle Ownership

Florida requires that every owner of a motor vehicle carry Personal Injury Protection insurance coverage, or PIP. What about victims in accidents who do not own a motor vehicle? Even without owning a motor vehicle, one may qualify for PIP benefits. An accident victim who does not own a vehicle may still be covered by the PIP of a relative living in the same household. If no one in their household owns a vehicle, this person may be covered by the policy covering the vehicle that he or she was riding in when the accident occurred. A pedestrian who is injured in a car accident and does not own a vehicle and no one in their household owns a vehicle, they may be covered by the PIP of the driver who caused the accident.

Regardless of the type of car accident you are involved in, you certainly will deal with PIP insurance at some point in your claim. It is essential to consult with your Tampa personal injury attorney regarding PIP coverage and what affect it may have on your case.

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